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Is An Annuity The Right Thing For You?

If you are retiring and have a pension then an annuity is the most common form of ensuring you have a set income for the rest of your life.

There are however other options available to you and we recommend reading our guidance pages before proceeding.

What Is An Annuity?

An annuity is an insurance contract in which you exchange your lifetime pension savings for an annual income when you retire.

The amount paid to you each year (usually in monthly payments) will depend on the amount you have saved.

Please note

that your medical history, where you live, how healthy your lifestyle is, and your age when you buy it can affect your annuity income.

If your life expectancy is shorter due to the reasons mentioned then you may be eligible for an enhanced annuity and receive a higher income.